![]() ![]() ![]() The system alerts you of overspending and reallocates funds from your buffer to cover any shortfall. To that end, YNAB offers a series of in depth reports on your spending habits, expenditures, and overall net worth. The true value of any financial program lies in its ability to track your financial health. You Need a Budget for the Mac offers extensive reports to help you see where you’re spending your money as well as other financial data. (Because the application can run on any system that supports Adobe AIR, Mac users can share YNAB 3 files with compatible Linux and Windows machines without having to convert the files.) I also thought that navigating through YNAB’s bright, colorful screens was a breeze thanks to the application’s slick Adobe AIR interface. Users can also import data from Quicken or a bank statement-I found the process to be relatively easy in my tests. I categorized purchases and payments and set recurring payments to automatically transfer from one account to another. ![]() I added, removed and edited transactions with ease. The sample budget included checking, savings, and credit cards accounts. I tested YNAB using a sample budget provided by the developer. ![]()
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